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Borrowing in Opaskwayak Cree Nation 21I, Manitoba

Borrowing in Opaskwayak Cree Nation 21I is licensed by Manitoba, and the 2021 Census counted 119 people across 1.8 square kilometres.

Province Manitoba (MB)
Population, 2021 Census 119
Land area 1.8 km²
Provincial regulator See the FCAC list

This page covers borrowing in Opaskwayak Cree Nation 21I, Manitoba: the census facts, the provincial rules, and the products people compare.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The Manitoba rules that apply

Licensing for consumer credit in Manitoba sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Opaskwayak Cree Nation 21I

119 people were counted in Opaskwayak Cree Nation 21I in the 2021 Census. The community covers 1.8 square kilometres of land.

That gives a density of 65.0 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 202 within this data set.

Opaskwayak Cree Nation 21I therefore appears at rank 202 of 203 covered Manitoba places, with a density of 65.0 people per square kilometre.

The land area recorded for Opaskwayak Cree Nation 21I is 1.8 square kilometres, and the population is 119 residents in the 2021 Census.

Opaskwayak Cree Nation 21I sits at rank 202 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

At 119 residents in the 2021 Census, Opaskwayak Cree Nation 21I is listed alongside the other covered places in Manitoba.

Where a figure for Opaskwayak Cree Nation 21I could not be verified, the page names the publisher instead of printing a number.

Opaskwayak Cree Nation 21I ranks 202 by 2021 Census population among the covered places in Manitoba.

The Opaskwayak Cree Nation 21I page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Opaskwayak Cree Nation 21I, 65.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Opaskwayak Cree Nation 21I page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Opaskwayak Cree Nation 21I appears in the census record with 119 residents, and the density of 65.0 people per square kilometre follows from it.

For Opaskwayak Cree Nation 21I, the two census fields above are the only local statistics used anywhere on the page.

Opaskwayak Cree Nation 21I is one of 203 covered Manitoba places, counted at 119 residents with a land area of 1.8 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Opaskwayak Cree Nation 21I

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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