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Borrowing in Moose Lake 31D, Manitoba

Population 155, land area 0.5 square kilometres: the census facts for Moose Lake 31D, plus how consumer credit is regulated in Manitoba.

Province Manitoba (MB)
Population, 2021 Census 155
Land area 0.5 km²
Provincial regulator See the FCAC list

Moose Lake 31D is one of the Manitoba communities covered here, with a 2021 Census population of 155, and borrowing there is licensed under Manitoba's consumer credit rules.

The census figures for Moose Lake 31D

In the 2021 Census, Moose Lake 31D had 155 residents. 0.5 square kilometres of land are attributed to Moose Lake 31D.

The calculated density is 344.4 people per square kilometre.

Moose Lake 31D ranks 197 by population among the Manitoba places on this site.

Moose Lake 31D sits at rank 197 among the 203 Manitoba places here, with 155 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Moose Lake 31D ranks 197 by 2021 Census population among the covered places in Manitoba.

For Moose Lake 31D, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Moose Lake 31D could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Moose Lake 31D is 0.5 square kilometres, and the population is 155 residents in the 2021 Census.

Moose Lake 31D is one of 203 covered Manitoba places, counted at 155 residents with a land area of 0.5 square kilometres.

The density figure for Moose Lake 31D, 344.4 people per square kilometre, is calculated from the population and land area above.

Moose Lake 31D sits at rank 197 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Moose Lake 31D appears in the census record with 155 residents, and the density of 344.4 people per square kilometre follows from it.

Readers comparing Moose Lake 31D with another community can use the same four census fields.

At 155 residents in the 2021 Census, Moose Lake 31D is listed alongside the other covered places in Manitoba.

The Moose Lake 31D page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Moose Lake 31D page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Moose Lake 31D

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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