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Borrowing in Moose Lake 31A, Manitoba

Moose Lake 31A, Manitoba: 837 residents in the 2021 Census, 3.9 square kilometres of land, and the provincial lending rules that apply across Manitoba.

Province Manitoba (MB)
Population, 2021 Census 837
Land area 3.9 km²
Provincial regulator See the FCAC list

Moose Lake 31A is one of the Manitoba communities covered here, with a 2021 Census population of 837, and borrowing there is licensed under Manitoba's consumer credit rules.

The Manitoba rules that apply

Licensing for consumer credit in Manitoba sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The census figures for Moose Lake 31A

In the 2021 Census, Moose Lake 31A had 837 residents. Its land area is 3.9 square kilometres.

That gives a density of 216.3 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 156 within this data set.

Moose Lake 31A is one of 203 places listed for Manitoba, ranked 156 by population and measured at 3.9 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The density figure for Moose Lake 31A, 216.3 people per square kilometre, is calculated from the population and land area above.

Moose Lake 31A sits at rank 156 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

For Moose Lake 31A, the two census fields above are the only local statistics used anywhere on the page.

Moose Lake 31A is one of 203 covered Manitoba places, counted at 837 residents with a land area of 3.9 square kilometres.

Nothing on the Moose Lake 31A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Moose Lake 31A page follows the same structure as every other place page, with population, land area, density and rank.

Moose Lake 31A ranks 156 by 2021 Census population among the covered places in Manitoba.

At 837 residents in the 2021 Census, Moose Lake 31A is listed alongside the other covered places in Manitoba.

Readers comparing Moose Lake 31A with another community can use the same four census fields.

The land area recorded for Moose Lake 31A is 3.9 square kilometres, and the population is 837 residents in the 2021 Census.

Moose Lake 31A appears in the census record with 837 residents, and the density of 216.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Moose Lake 31A

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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