Borrowing in Grahamdale, Manitoba

Grahamdale is one of the Manitoba places covered here, with 1,278 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Manitoba rules that apply

Provincial or territorial law decides who may lend in Manitoba, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Grahamdale

Grahamdale recorded a population of 1,278 in Statistics Canada's 2021 Census of Population. Land area for Grahamdale is 2365.9 square kilometres in the same census.

The calculated density is 0.5 people per square kilometre.

By population it ranks 125 among the Manitoba places covered here.

Grahamdale therefore appears at rank 125 of 203 covered Manitoba places, with a density of 0.5 people per square kilometre.

At 1,278 residents in the 2021 Census, Grahamdale is listed alongside the other covered places in Manitoba.

Grahamdale is one of 203 covered Manitoba places, counted at 1,278 residents with a land area of 2365.9 square kilometres.

The density figure for Grahamdale, 0.5 people per square kilometre, is calculated from the population and land area above.

For Grahamdale, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Grahamdale could not be verified, the page names the publisher instead of printing a number.

The Grahamdale page follows the same structure as every other place page, with population, land area, density and rank.

Grahamdale ranks 125 by 2021 Census population among the covered places in Manitoba.

Grahamdale sits at rank 125 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Grahamdale appears in the census record with 1,278 residents, and the density of 0.5 people per square kilometre follows from it.

Nothing on the Grahamdale page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Grahamdale with another community can use the same four census fields.

The land area recorded for Grahamdale is 2365.9 square kilometres, and the population is 1,278 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.