Borrowing in Garden Hill First Nation, Manitoba

Garden Hill First Nation, Manitoba, recorded a population of 3,054 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The census figures for Garden Hill First Nation

Population for Garden Hill First Nation stands at 3,054 in the 2021 Census. The community covers 83.0 square kilometres of land.

The calculated density is 36.8 people per square kilometre.

Its provincial population rank is 51 within this data set.

Compared with the other 203 covered Manitoba places, Garden Hill First Nation ranks 51 by population.

The Manitoba rules that apply

The body that licenses consumer lending in Manitoba is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Manitoba falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The density figure for Garden Hill First Nation, 36.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Garden Hill First Nation page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Garden Hill First Nation with another community can use the same four census fields.

Garden Hill First Nation is one of 203 covered Manitoba places, counted at 3,054 residents with a land area of 83.0 square kilometres.

Garden Hill First Nation appears in the census record with 3,054 residents, and the density of 36.8 people per square kilometre follows from it.

At 3,054 residents in the 2021 Census, Garden Hill First Nation is listed alongside the other covered places in Manitoba.

For Garden Hill First Nation, the two census fields above are the only local statistics used anywhere on the page.

Garden Hill First Nation sits at rank 51 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Garden Hill First Nation is 83.0 square kilometres, and the population is 3,054 residents in the 2021 Census.

Where a figure for Garden Hill First Nation could not be verified, the page names the publisher instead of printing a number.

Garden Hill First Nation ranks 51 by 2021 Census population among the covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.