Borrowing in Ebb and Flow 52, Manitoba

With 1,608 residents counted in the 2021 Census, Ebb and Flow 52 sits inside Manitoba's provincial lending framework.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Manitoba; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Ebb and Flow 52

In the 2021 Census, Ebb and Flow 52 had 1,608 residents. The census records a land area of 45.7 square kilometres for Ebb and Flow 52.

The calculated density is 35.2 people per square kilometre.

Its provincial population rank is 98 within this data set.

Ebb and Flow 52 is one of 203 places listed for Manitoba, ranked 98 by population and measured at 45.7 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Ebb and Flow 52 ranks 98 by 2021 Census population among the covered places in Manitoba.

For Ebb and Flow 52, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Ebb and Flow 52, 35.2 people per square kilometre, is calculated from the population and land area above.

Ebb and Flow 52 appears in the census record with 1,608 residents, and the density of 35.2 people per square kilometre follows from it.

Nothing on the Ebb and Flow 52 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Ebb and Flow 52 with another community can use the same four census fields.

At 1,608 residents in the 2021 Census, Ebb and Flow 52 is listed alongside the other covered places in Manitoba.

Ebb and Flow 52 sits at rank 98 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Ebb and Flow 52 could not be verified, the page names the publisher instead of printing a number.

Ebb and Flow 52 is one of 203 covered Manitoba places, counted at 1,608 residents with a land area of 45.7 square kilometres.

The land area recorded for Ebb and Flow 52 is 45.7 square kilometres, and the population is 1,608 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.