Borrowing in Dauphin, Manitoba

Dauphin is one of the Manitoba communities covered here, with a 2021 Census population of 8,368, and borrowing there is licensed under Manitoba's consumer credit rules.

The Manitoba rules that apply

The regulator for consumer credit in Manitoba is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Manitoba among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The census figures for Dauphin

The 2021 Census counted 8,368 residents in Dauphin. Statistics Canada lists 12.7 square kilometres of land for the community.

On those two figures, density is 660.5 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 17 within this data set.

Dauphin therefore appears at rank 17 of 203 covered Manitoba places, with a density of 660.5 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Nothing on the Dauphin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Dauphin sits at rank 17 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Dauphin is 12.7 square kilometres, and the population is 8,368 residents in the 2021 Census.

At 8,368 residents in the 2021 Census, Dauphin is listed alongside the other covered places in Manitoba.

Dauphin is one of 203 covered Manitoba places, counted at 8,368 residents with a land area of 12.7 square kilometres.

Readers comparing Dauphin with another community can use the same four census fields.

Where a figure for Dauphin could not be verified, the page names the publisher instead of printing a number.

Dauphin appears in the census record with 8,368 residents, and the density of 660.5 people per square kilometre follows from it.

For Dauphin, the two census fields above are the only local statistics used anywhere on the page.

The Dauphin page follows the same structure as every other place page, with population, land area, density and rank.

Dauphin ranks 17 by 2021 Census population among the covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.