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Borrowing in Cross Lake 19E, Manitoba

Cross Lake 19E is one of the Manitoba communities covered here, with 763 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Manitoba (MB)
Population, 2021 Census 763
Land area 7.3 km²
Provincial regulator See the FCAC list

With 763 residents counted in the 2021 Census, Cross Lake 19E sits inside Manitoba's provincial lending framework.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Cross Lake 19E

Population for Cross Lake 19E stands at 763 in the 2021 Census. Its land area is 7.3 square kilometres.

The arithmetic gives 104.2 people per square kilometre.

By population it ranks 159 among the Manitoba places covered here.

Cross Lake 19E therefore appears at rank 159 of 203 covered Manitoba places, with a density of 104.2 people per square kilometre.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Manitoba among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Nothing on the Cross Lake 19E page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Cross Lake 19E, the two census fields above are the only local statistics used anywhere on the page.

Cross Lake 19E ranks 159 by 2021 Census population among the covered places in Manitoba.

Cross Lake 19E appears in the census record with 763 residents, and the density of 104.2 people per square kilometre follows from it.

At 763 residents in the 2021 Census, Cross Lake 19E is listed alongside the other covered places in Manitoba.

The land area recorded for Cross Lake 19E is 7.3 square kilometres, and the population is 763 residents in the 2021 Census.

Cross Lake 19E is one of 203 covered Manitoba places, counted at 763 residents with a land area of 7.3 square kilometres.

Readers comparing Cross Lake 19E with another community can use the same four census fields.

Where a figure for Cross Lake 19E could not be verified, the page names the publisher instead of printing a number.

Cross Lake 19E sits at rank 159 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Cross Lake 19E, 104.2 people per square kilometre, is calculated from the population and land area above.

The Cross Lake 19E page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Cross Lake 19E

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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