Borrowing in Cross Lake 19A, Manitoba

Cross Lake 19A is one of the Manitoba communities covered here, with a 2021 Census population of 2,045, and borrowing there is licensed under Manitoba's consumer credit rules.

The census figures for Cross Lake 19A

In the 2021 Census, Cross Lake 19A had 2,045 residents. 6.0 square kilometres of land are attributed to Cross Lake 19A.

On those two figures, density is 338.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 79 in the province.

Compared with the other 203 covered Manitoba places, Cross Lake 19A ranks 79 by population.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The land area recorded for Cross Lake 19A is 6.0 square kilometres, and the population is 2,045 residents in the 2021 Census.

Cross Lake 19A ranks 79 by 2021 Census population among the covered places in Manitoba.

The Cross Lake 19A page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Cross Lake 19A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cross Lake 19A is one of 203 covered Manitoba places, counted at 2,045 residents with a land area of 6.0 square kilometres.

At 2,045 residents in the 2021 Census, Cross Lake 19A is listed alongside the other covered places in Manitoba.

Cross Lake 19A appears in the census record with 2,045 residents, and the density of 338.0 people per square kilometre follows from it.

Readers comparing Cross Lake 19A with another community can use the same four census fields.

Where a figure for Cross Lake 19A could not be verified, the page names the publisher instead of printing a number.

Cross Lake 19A sits at rank 79 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

For Cross Lake 19A, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.