Borrowing in Cartier, Manitoba

Cartier is one of the Manitoba places covered here, with 3,344 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Manitoba rules that apply

The regulator for consumer credit in Manitoba is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Manitoba; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Cartier

The 2021 Census counted 3,344 residents in Cartier. The census records a land area of 552.9 square kilometres for Cartier.

On those two figures, density is 6.0 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 44 within this data set.

The place record for Cartier covers 552.9 square kilometres and 3,344 residents, a density of 6.0 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

For Cartier, the two census fields above are the only local statistics used anywhere on the page.

Cartier is one of 203 covered Manitoba places, counted at 3,344 residents with a land area of 552.9 square kilometres.

The Cartier page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Cartier with another community can use the same four census fields.

The density figure for Cartier, 6.0 people per square kilometre, is calculated from the population and land area above.

Cartier sits at rank 44 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Cartier ranks 44 by 2021 Census population among the covered places in Manitoba.

The land area recorded for Cartier is 552.9 square kilometres, and the population is 3,344 residents in the 2021 Census.

Where a figure for Cartier could not be verified, the page names the publisher instead of printing a number.

Nothing on the Cartier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cartier appears in the census record with 3,344 residents, and the density of 6.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.