Borrowing in Brenda-Waskada, Manitoba

With 650 residents counted in the 2021 Census, Brenda-Waskada sits inside Manitoba's provincial lending framework.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for Brenda-Waskada

In the 2021 Census, Brenda-Waskada had 650 residents. Land area for Brenda-Waskada is 775.6 square kilometres in the same census.

On those two figures, density is 0.8 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 165 within this data set.

The place record for Brenda-Waskada covers 775.6 square kilometres and 650 residents, a density of 0.8 people per square kilometre.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Brenda-Waskada sits at rank 165 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Brenda-Waskada is one of 203 covered Manitoba places, counted at 650 residents with a land area of 775.6 square kilometres.

The density figure for Brenda-Waskada, 0.8 people per square kilometre, is calculated from the population and land area above.

Where a figure for Brenda-Waskada could not be verified, the page names the publisher instead of printing a number.

Readers comparing Brenda-Waskada with another community can use the same four census fields.

For Brenda-Waskada, the two census fields above are the only local statistics used anywhere on the page.

Brenda-Waskada ranks 165 by 2021 Census population among the covered places in Manitoba.

Brenda-Waskada appears in the census record with 650 residents, and the density of 0.8 people per square kilometre follows from it.

Nothing on the Brenda-Waskada page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Brenda-Waskada is 775.6 square kilometres, and the population is 650 residents in the 2021 Census.

At 650 residents in the 2021 Census, Brenda-Waskada is listed alongside the other covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.