Borrowing in Berens River 13, Manitoba

This page covers borrowing in Berens River 13, Manitoba: the census facts, the provincial rules, and the products people compare.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Manitoba rules that apply

Licensing for consumer credit in Manitoba sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Manitoba among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Berens River 13

In the 2021 Census, Berens River 13 had 1,161 residents. 26.1 square kilometres of land are attributed to Berens River 13.

On those two figures, density is 44.4 residents per square kilometre when rounded to one decimal place.

The community is the 136th largest place in the province within this census set.

Berens River 13 therefore appears at rank 136 of 203 covered Manitoba places, with a density of 44.4 people per square kilometre.

Berens River 13 appears in the census record with 1,161 residents, and the density of 44.4 people per square kilometre follows from it.

The land area recorded for Berens River 13 is 26.1 square kilometres, and the population is 1,161 residents in the 2021 Census.

Berens River 13 ranks 136 by 2021 Census population among the covered places in Manitoba.

Readers comparing Berens River 13 with another community can use the same four census fields.

Berens River 13 is one of 203 covered Manitoba places, counted at 1,161 residents with a land area of 26.1 square kilometres.

Berens River 13 sits at rank 136 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Berens River 13 could not be verified, the page names the publisher instead of printing a number.

Nothing on the Berens River 13 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,161 residents in the 2021 Census, Berens River 13 is listed alongside the other covered places in Manitoba.

The Berens River 13 page follows the same structure as every other place page, with population, land area, density and rank.

For Berens River 13, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.