Borrowing in Northwest Territories

Every consumer loan made in Northwest Territories is written under provincial or territorial licensing rules, and the cost of a payday advance is capped only where the province operates a licensed regime.

The regulator and the rulebook in Northwest Territories

Provincial or territorial law decides who may lend in Northwest Territories, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The payday position in Northwest Territories

In Northwest Territories, the federal Payday Lending Regulations (SOR/2024-114) record no territory-specific payday rules, and no cost-of-borrowing cap is published for the territory.

Census coverage in Northwest Territories

The census places listed for Northwest Territories total 29; the largest is Yellowknife at 20,340 people, and each page carries its own population, land area and density.

• Yellowknife: 20,340 residents; 103.4 square kilometres; density 196.8 people per square kilometre.
• Hay River: 3,169 residents; 122.4 square kilometres; density 25.9 people per square kilometre.
• Inuvik: 3,137 residents; 62.7 square kilometres; density 50.0 people per square kilometre.
• Fort Smith: 2,248 residents; 91.2 square kilometres; density 24.6 people per square kilometre.
• Behchokò: 1,746 residents; 75.0 square kilometres; density 23.3 people per square kilometre.

• Fort Simpson: population 1,100; land area 77.9 square kilometres; density 14.1 people per square kilometre.
• Tuktoyaktuk: population 937; land area 12.7 square kilometres; density 74.0 people per square kilometre.
• Norman Wells: population 673; land area 82.1 square kilometres; density 8.2 people per square kilometre.
• Fort McPherson: population 647; land area 53.8 square kilometres; density 12.0 people per square kilometre.
• Fort Providence: population 618; land area 255.5 square kilometres; density 2.4 people per square kilometre.

The Northwest Territories product set

20 product pages exist for each province, covering personal, secured, mortgage, business, debt and payday borrowing.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Coverage for Northwest Territories is drawn from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

Nothing on the Northwest Territories page is estimated; the place figures come from Statistics Canada and the payday position from the federal Payday Lending Regulations (SOR/2024-114).

Northwest Territories is listed in this data set with 29 covered places, from Yellowknife to Sachs Harbour.

Northwest Territories is covered here with the census record for its places and the published financial position.

The record for Northwest Territories names Yellowknife as the capital and Yellowknife as the largest covered place, at 20,340 residents.

Every figure in the Northwest Territories entry carries a publisher, and no figure is estimated.

Where a figure for Northwest Territories could not be verified against the publisher, the page names the publisher instead of printing a number.

For Northwest Territories, the coverage runs to 29 places, from Yellowknife at 20,340 residents to Sachs Harbour at 104.

The Northwest Territories record names Yellowknife as its capital, and the covered place list starts with Yellowknife at 20,340 residents.

The Northwest Territories page describes how the rules work rather than what any reader should do.

The capital recorded for Northwest Territories is Yellowknife, and the largest covered place is Yellowknife at 20,340 residents.

No figure on the Northwest Territories page is drawn from advertising; every number carries Statistics Canada or the federal Payday Lending Regulations (SOR/2024-114) its source.

Readers can move from the Northwest Territories page to any covered place page without leaving the same structure.

For Northwest Territories, the smallest covered place is Sachs Harbour at 104 residents, and the largest is Yellowknife at 20,340.

For Northwest Territories, the page records the provincial regulator position, the payday position, 29 covered places and the product list.

The Northwest Territories entry records the regulator position, the payday position, the covered places and the products.

The Northwest Territories place list runs from Yellowknife at 20,340 residents to Sachs Harbour at 104, all counted in the 2021 Census.

A reader comparing Northwest Territories with a neighbouring province will find the same payday and licensing blocks in the same order.

Northwest Territories is one of the jurisdictions covered here, and the page uses the same four blocks as every other: regulation, payday rules, places and products.

The Northwest Territories figures on this page come from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

Population and land area for the places in Northwest Territories come from Statistics Canada; the payday position comes from the federal Payday Lending Regulations (SOR/2024-114).

Northwest Territories is listed here with the same fields as every other province page: regulator, payday position, places and products.

The Northwest Territories page does not rank the places by anything except the 2021 Census population supplied by Statistics Canada.

About these pages

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Rules change, and a cap that applied in one year may not be the cap that applies in the next, so the current wording belongs with the provincial or territorial regulator rather than with any summary.