Borrowing in Miscouche, Prince Edward Island

Miscouche is one of the Prince Edward Island places covered here, with 992 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Prince Edward Island rules that apply

Provincial or territorial law decides who may lend in Prince Edward Island, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Prince Edward Island among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Miscouche

The 2021 Census counted 992 residents in Miscouche. Its land area is 3.5 square kilometres.

The calculated density is 284.2 people per square kilometre.

Miscouche ranks 33 by population among the Prince Edward Island places on this site.

Compared with the other 91 covered Prince Edward Island places, Miscouche ranks 33 by population.

For Miscouche, the two census fields above are the only local statistics used anywhere on the page.

Miscouche sits at rank 33 within Prince Edward Island in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Miscouche page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Miscouche could not be verified, the page names the publisher instead of printing a number.

Miscouche is one of 91 covered Prince Edward Island places, counted at 992 residents with a land area of 3.5 square kilometres.

Readers comparing Miscouche with another community can use the same four census fields.

The Miscouche page follows the same structure as every other place page, with population, land area, density and rank.

Miscouche ranks 33 by 2021 Census population among the covered places in Prince Edward Island.

The density figure for Miscouche, 284.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Miscouche is 3.5 square kilometres, and the population is 992 residents in the 2021 Census.

At 992 residents in the 2021 Census, Miscouche is listed alongside the other covered places in Prince Edward Island.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.