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Borrowing in Central Kings, Prince Edward Island

Central Kings is one of the Prince Edward Island communities covered here, with 135 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Prince Edward Island (PE)
Population, 2021 Census 135
Land area 33.0 km²
Provincial regulator See the FCAC list

Central Kings, Prince Edward Island, recorded a population of 135 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Central Kings

The 2021 Census counted 135 residents in Central Kings. The census records a land area of 33.0 square kilometres for Central Kings.

On those two figures, density is 4.1 residents per square kilometre when rounded to one decimal place.

The community is the 90th largest place in the province within this census set.

Within Prince Edward Island, Central Kings is place number 90 by population in this census set, at 135 residents.

The Prince Edward Island rules that apply

Provincial or territorial law decides who may lend in Prince Edward Island, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

In Prince Edward Island, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Where a figure for Central Kings could not be verified, the page names the publisher instead of printing a number.

The density figure for Central Kings, 4.1 people per square kilometre, is calculated from the population and land area above.

Central Kings is one of 91 covered Prince Edward Island places, counted at 135 residents with a land area of 33.0 square kilometres.

Readers comparing Central Kings with another community can use the same four census fields.

For Central Kings, the two census fields above are the only local statistics used anywhere on the page.

The Central Kings page follows the same structure as every other place page, with population, land area, density and rank.

Central Kings sits at rank 90 within Prince Edward Island in this data set, and the provincial rules apply as they do elsewhere.

At 135 residents in the 2021 Census, Central Kings is listed alongside the other covered places in Prince Edward Island.

Central Kings appears in the census record with 135 residents, and the density of 4.1 people per square kilometre follows from it.

The land area recorded for Central Kings is 33.0 square kilometres, and the population is 135 residents in the 2021 Census.

Central Kings ranks 90 by 2021 Census population among the covered places in Prince Edward Island.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Central Kings

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Charlottetown 38,809 Summerside 16,001 Stratford 10,927 Three Rivers 7,883 Cornwall 6,574 New Glasgow 4,277

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