Borrowing in Wasaga Beach, Ontario

Wasaga Beach is one of the Ontario places covered here, with 24,862 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

The census figures for Wasaga Beach

Statistics Canada's 2021 Census gives Wasaga Beach a population of 24,862. Its land area is 57.4 square kilometres.

Population divided by land area produces a density of 433.0 people per square kilometre.

Its provincial population rank is 70 within this data set.

The place record for Wasaga Beach covers 57.4 square kilometres and 24,862 residents, a density of 433.0 people per square kilometre.

Wasaga Beach ranks 70 by 2021 Census population among the covered places in Ontario.

For Wasaga Beach, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Wasaga Beach is 57.4 square kilometres, and the population is 24,862 residents in the 2021 Census.

Wasaga Beach appears in the census record with 24,862 residents, and the density of 433.0 people per square kilometre follows from it.

At 24,862 residents in the 2021 Census, Wasaga Beach is listed alongside the other covered places in Ontario.

The density figure for Wasaga Beach, 433.0 people per square kilometre, is calculated from the population and land area above.

Wasaga Beach sits at rank 70 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Wasaga Beach could not be verified, the page names the publisher instead of printing a number.

Nothing on the Wasaga Beach page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Wasaga Beach is one of 527 covered Ontario places, counted at 24,862 residents with a land area of 57.4 square kilometres.

The Wasaga Beach page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Wasaga Beach with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.