Borrowing in South Glengarry, Ontario

A loan taken out in South Glengarry is governed by Ontario's licensing rules, and the 2021 Census counted 13,330 people in the community.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Ontario, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for South Glengarry

In the 2021 Census, South Glengarry had 13,330 residents. 605.0 square kilometres of land are attributed to South Glengarry.

On those two figures, density is 22.0 residents per square kilometre when rounded to one decimal place.

The community is the 120th largest place in the province within this census set.

Within Ontario, South Glengarry is place number 120 by population in this census set, at 13,330 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

South Glengarry sits at rank 120 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The South Glengarry page follows the same structure as every other place page, with population, land area, density and rank.

At 13,330 residents in the 2021 Census, South Glengarry is listed alongside the other covered places in Ontario.

Where a figure for South Glengarry could not be verified, the page names the publisher instead of printing a number.

The land area recorded for South Glengarry is 605.0 square kilometres, and the population is 13,330 residents in the 2021 Census.

South Glengarry is one of 527 covered Ontario places, counted at 13,330 residents with a land area of 605.0 square kilometres.

Nothing on the South Glengarry page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

South Glengarry appears in the census record with 13,330 residents, and the density of 22.0 people per square kilometre follows from it.

For South Glengarry, the two census fields above are the only local statistics used anywhere on the page.

The density figure for South Glengarry, 22.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing South Glengarry with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.