Borrowing in South Frontenac, Ontario

With 20,188 residents counted in the 2021 Census, South Frontenac sits inside Ontario's provincial lending framework.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Joint applications combine two incomes and two sets of obligations in the same assessment. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

The census figures for South Frontenac

Population for South Frontenac stands at 20,188 in the 2021 Census. The community covers 948.0 square kilometres of land.

That gives a density of 21.3 people per square kilometre, rounded to one decimal place.

By population it ranks 88 among the Ontario places covered here.

Compared with the other 527 covered Ontario places, South Frontenac ranks 88 by population.

Where a figure for South Frontenac could not be verified, the page names the publisher instead of printing a number.

South Frontenac appears in the census record with 20,188 residents, and the density of 21.3 people per square kilometre follows from it.

South Frontenac is one of 527 covered Ontario places, counted at 20,188 residents with a land area of 948.0 square kilometres.

The South Frontenac page follows the same structure as every other place page, with population, land area, density and rank.

At 20,188 residents in the 2021 Census, South Frontenac is listed alongside the other covered places in Ontario.

Readers comparing South Frontenac with another community can use the same four census fields.

South Frontenac sits at rank 88 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

For South Frontenac, the two census fields above are the only local statistics used anywhere on the page.

The density figure for South Frontenac, 21.3 people per square kilometre, is calculated from the population and land area above.

South Frontenac ranks 88 by 2021 Census population among the covered places in Ontario.

Nothing on the South Frontenac page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for South Frontenac is 948.0 square kilometres, and the population is 20,188 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.