Borrowing in Saugeen Shores, Ontario

Saugeen Shores, Ontario, recorded a population of 15,908 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saugeen Shores

15,908 people were counted in Saugeen Shores in the 2021 Census. 170.2 square kilometres of land are attributed to Saugeen Shores.

On those two figures, density is 93.5 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 103 within this data set.

Saugeen Shores is one of 527 places listed for Ontario, ranked 103 by population and measured at 170.2 square kilometres.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A credit file is compiled by private agencies from information lenders and other creditors report. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

At 15,908 residents in the 2021 Census, Saugeen Shores is listed alongside the other covered places in Ontario.

Where a figure for Saugeen Shores could not be verified, the page names the publisher instead of printing a number.

Saugeen Shores appears in the census record with 15,908 residents, and the density of 93.5 people per square kilometre follows from it.

Nothing on the Saugeen Shores page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saugeen Shores ranks 103 by 2021 Census population among the covered places in Ontario.

For Saugeen Shores, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saugeen Shores is 170.2 square kilometres, and the population is 15,908 residents in the 2021 Census.

The Saugeen Shores page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saugeen Shores with another community can use the same four census fields.

The density figure for Saugeen Shores, 93.5 people per square kilometre, is calculated from the population and land area above.

Saugeen Shores is one of 527 covered Ontario places, counted at 15,908 residents with a land area of 170.2 square kilometres.

Saugeen Shores sits at rank 103 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.