Borrowing in Puslinch, Ontario

Puslinch is one of the Ontario places covered here, with 7,944 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Puslinch

Puslinch recorded a population of 7,944 in Statistics Canada's 2021 Census of Population. Land area for Puslinch is 214.8 square kilometres in the same census.

Dividing population by land area gives 37.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 177 within this data set.

Compared with the other 527 covered Ontario places, Puslinch ranks 177 by population.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

The land area recorded for Puslinch is 214.8 square kilometres, and the population is 7,944 residents in the 2021 Census.

Puslinch sits at rank 177 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

At 7,944 residents in the 2021 Census, Puslinch is listed alongside the other covered places in Ontario.

Puslinch ranks 177 by 2021 Census population among the covered places in Ontario.

Puslinch appears in the census record with 7,944 residents, and the density of 37.0 people per square kilometre follows from it.

For Puslinch, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Puslinch could not be verified, the page names the publisher instead of printing a number.

Nothing on the Puslinch page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Puslinch, 37.0 people per square kilometre, is calculated from the population and land area above.

Puslinch is one of 527 covered Ontario places, counted at 7,944 residents with a land area of 214.8 square kilometres.

The Puslinch page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Puslinch with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.