Borrowing in Pikwakanagan (Golden Lake 39), Ontario

A loan taken out in Pikwakanagan (Golden Lake 39) is governed by Ontario's licensing rules, and the 2021 Census counted 490 people in the community.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Ontario rules that apply

Licensing for consumer credit in Ontario sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Pikwakanagan (Golden Lake 39)

Pikwakanagan (Golden Lake 39) recorded a population of 490 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 7.4 square kilometres of land for the community.

That gives a density of 66.4 people per square kilometre, rounded to one decimal place.

The community is the 431st largest place in the province within this census set.

The place record for Pikwakanagan (Golden Lake 39) covers 7.4 square kilometres and 490 residents, a density of 66.4 people per square kilometre.

For Pikwakanagan (Golden Lake 39), the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Pikwakanagan (Golden Lake 39) is 7.4 square kilometres, and the population is 490 residents in the 2021 Census.

Pikwakanagan (Golden Lake 39) ranks 431 by 2021 Census population among the covered places in Ontario.

The Pikwakanagan (Golden Lake 39) page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Pikwakanagan (Golden Lake 39) could not be verified, the page names the publisher instead of printing a number.

Readers comparing Pikwakanagan (Golden Lake 39) with another community can use the same four census fields.

Pikwakanagan (Golden Lake 39) sits at rank 431 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Pikwakanagan (Golden Lake 39) page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pikwakanagan (Golden Lake 39) is one of 527 covered Ontario places, counted at 490 residents with a land area of 7.4 square kilometres.

At 490 residents in the 2021 Census, Pikwakanagan (Golden Lake 39) is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.