Borrowing in Perth South, Ontario

Perth South, Ontario, recorded a population of 3,776 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Perth South

In the 2021 Census, Perth South had 3,776 residents. The community covers 391.9 square kilometres of land.

That gives a density of 9.6 people per square kilometre, rounded to one decimal place.

The community is the 258th largest place in the province within this census set.

Within Ontario, Perth South is place number 258 by population in this census set, at 3,776 residents.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Perth South is one of 527 covered Ontario places, counted at 3,776 residents with a land area of 391.9 square kilometres.

Where a figure for Perth South could not be verified, the page names the publisher instead of printing a number.

Perth South sits at rank 258 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Perth South, 9.6 people per square kilometre, is calculated from the population and land area above.

Nothing on the Perth South page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Perth South with another community can use the same four census fields.

Perth South appears in the census record with 3,776 residents, and the density of 9.6 people per square kilometre follows from it.

Perth South ranks 258 by 2021 Census population among the covered places in Ontario.

At 3,776 residents in the 2021 Census, Perth South is listed alongside the other covered places in Ontario.

The land area recorded for Perth South is 391.9 square kilometres, and the population is 3,776 residents in the 2021 Census.

For Perth South, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.