Borrowing in North Perth, Ontario

North Perth is one of the Ontario communities covered here, with a 2021 Census population of 15,538, and borrowing there is licensed under Ontario's consumer credit rules.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

The census figures for North Perth

In the 2021 Census, North Perth had 15,538 residents. Its land area is 493.1 square kilometres.

That gives a density of 31.5 people per square kilometre, rounded to one decimal place.

Among covered Ontario places, North Perth sits at rank 104 by population.

North Perth is one of 527 places listed for Ontario, ranked 104 by population and measured at 493.1 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A credit file is compiled by private agencies from information lenders and other creditors report. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Where a figure for North Perth could not be verified, the page names the publisher instead of printing a number.

North Perth is one of 527 covered Ontario places, counted at 15,538 residents with a land area of 493.1 square kilometres.

Nothing on the North Perth page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 15,538 residents in the 2021 Census, North Perth is listed alongside the other covered places in Ontario.

The North Perth page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing North Perth with another community can use the same four census fields.

North Perth sits at rank 104 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for North Perth is 493.1 square kilometres, and the population is 15,538 residents in the 2021 Census.

For North Perth, the two census fields above are the only local statistics used anywhere on the page.

North Perth ranks 104 by 2021 Census population among the covered places in Ontario.

North Perth appears in the census record with 15,538 residents, and the density of 31.5 people per square kilometre follows from it.

The density figure for North Perth, 31.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.