Borrowing in Limerick, Ontario

Limerick, Ontario, recorded a population of 436 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Limerick

Limerick recorded a population of 436 in Statistics Canada's 2021 Census of Population. 201.0 square kilometres of land are attributed to Limerick.

That gives a density of 2.2 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 440 in the province.

Within Ontario, Limerick is place number 440 by population in this census set, at 436 residents.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

Each product below has its own page, and the Ontario position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Limerick appears in the census record with 436 residents, and the density of 2.2 people per square kilometre follows from it.

Limerick is one of 527 covered Ontario places, counted at 436 residents with a land area of 201.0 square kilometres.

Limerick sits at rank 440 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Limerick ranks 440 by 2021 Census population among the covered places in Ontario.

The density figure for Limerick, 2.2 people per square kilometre, is calculated from the population and land area above.

At 436 residents in the 2021 Census, Limerick is listed alongside the other covered places in Ontario.

Readers comparing Limerick with another community can use the same four census fields.

For Limerick, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Limerick could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Limerick is 201.0 square kilometres, and the population is 436 residents in the 2021 Census.

Nothing on the Limerick page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Limerick page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.