Borrowing in Lambton Shores, Ontario

With 11,876 residents counted in the 2021 Census, Lambton Shores sits inside Ontario's provincial lending framework.

The census figures for Lambton Shores

Population for Lambton Shores stands at 11,876 in the 2021 Census. Its land area is 330.6 square kilometres.

On those two figures, density is 35.9 residents per square kilometre when rounded to one decimal place.

Lambton Shores ranks 131 by population among the Ontario places on this site.

Lambton Shores therefore appears at rank 131 of 527 covered Ontario places, with a density of 35.9 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Lambton Shores appears in the census record with 11,876 residents, and the density of 35.9 people per square kilometre follows from it.

The density figure for Lambton Shores, 35.9 people per square kilometre, is calculated from the population and land area above.

Lambton Shores is one of 527 covered Ontario places, counted at 11,876 residents with a land area of 330.6 square kilometres.

Lambton Shores sits at rank 131 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

For Lambton Shores, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Lambton Shores could not be verified, the page names the publisher instead of printing a number.

Nothing on the Lambton Shores page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 11,876 residents in the 2021 Census, Lambton Shores is listed alongside the other covered places in Ontario.

Readers comparing Lambton Shores with another community can use the same four census fields.

Lambton Shores ranks 131 by 2021 Census population among the covered places in Ontario.

The land area recorded for Lambton Shores is 330.6 square kilometres, and the population is 11,876 residents in the 2021 Census.

The Lambton Shores page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.