Borrowing in Kingsville, Ontario

Kingsville is one of the Ontario communities covered here, with a 2021 Census population of 22,119, and borrowing there is licensed under Ontario's consumer credit rules.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Kingsville

Population for Kingsville stands at 22,119 in the 2021 Census. Its land area is 246.1 square kilometres.

Dividing population by land area gives 89.9 residents per square kilometre, rounded to one decimal place.

The community is the 78th largest place in the province within this census set.

The place record for Kingsville covers 246.1 square kilometres and 22,119 residents, a density of 89.9 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Kingsville is one of 527 covered Ontario places, counted at 22,119 residents with a land area of 246.1 square kilometres.

Nothing on the Kingsville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Kingsville with another community can use the same four census fields.

The density figure for Kingsville, 89.9 people per square kilometre, is calculated from the population and land area above.

Kingsville sits at rank 78 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Kingsville appears in the census record with 22,119 residents, and the density of 89.9 people per square kilometre follows from it.

The Kingsville page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Kingsville could not be verified, the page names the publisher instead of printing a number.

For Kingsville, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Kingsville is 246.1 square kilometres, and the population is 22,119 residents in the 2021 Census.

At 22,119 residents in the 2021 Census, Kingsville is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.