Borrowing in Horton, Ontario

Horton, Ontario, recorded a population of 3,182 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Horton

The 2021 Census counted 3,182 residents in Horton. 158.0 square kilometres of land are attributed to Horton.

On those two figures, density is 20.1 residents per square kilometre when rounded to one decimal place.

Horton ranks 270 by population among the Ontario places on this site.

Horton therefore appears at rank 270 of 527 covered Ontario places, with a density of 20.1 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Readers comparing Horton with another community can use the same four census fields.

Horton ranks 270 by 2021 Census population among the covered places in Ontario.

Where a figure for Horton could not be verified, the page names the publisher instead of printing a number.

Horton is one of 527 covered Ontario places, counted at 3,182 residents with a land area of 158.0 square kilometres.

Horton sits at rank 270 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Horton is 158.0 square kilometres, and the population is 3,182 residents in the 2021 Census.

Horton appears in the census record with 3,182 residents, and the density of 20.1 people per square kilometre follows from it.

Nothing on the Horton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Horton, 20.1 people per square kilometre, is calculated from the population and land area above.

For Horton, the two census fields above are the only local statistics used anywhere on the page.

The Horton page follows the same structure as every other place page, with population, land area, density and rank.

At 3,182 residents in the 2021 Census, Horton is listed alongside the other covered places in Ontario.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.