Borrowing in Grey Highlands, Ontario

Grey Highlands, Ontario, recorded a population of 10,424 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Grey Highlands

In the 2021 Census, Grey Highlands had 10,424 residents. The community covers 879.0 square kilometres of land.

On those two figures, density is 11.9 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 145 within this data set.

Grey Highlands is one of 527 places listed for Ontario, ranked 145 by population and measured at 879.0 square kilometres.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Grey Highlands sits at rank 145 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

At 10,424 residents in the 2021 Census, Grey Highlands is listed alongside the other covered places in Ontario.

The density figure for Grey Highlands, 11.9 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Grey Highlands is 879.0 square kilometres, and the population is 10,424 residents in the 2021 Census.

Grey Highlands ranks 145 by 2021 Census population among the covered places in Ontario.

The Grey Highlands page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Grey Highlands could not be verified, the page names the publisher instead of printing a number.

Grey Highlands appears in the census record with 10,424 residents, and the density of 11.9 people per square kilometre follows from it.

For Grey Highlands, the two census fields above are the only local statistics used anywhere on the page.

Grey Highlands is one of 527 covered Ontario places, counted at 10,424 residents with a land area of 879.0 square kilometres.

Nothing on the Grey Highlands page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Grey Highlands with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.