Borrowing in Greater Napanee, Ontario

Greater Napanee, Ontario, recorded a population of 16,879 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A mortgage is registered against the property, which is what gives the lender its claim. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Greater Napanee

Statistics Canada's 2021 Census gives Greater Napanee a population of 16,879. The census records a land area of 462.3 square kilometres for Greater Napanee.

That gives a density of 36.5 people per square kilometre, rounded to one decimal place.

The community is the 102nd largest place in the province within this census set.

Greater Napanee therefore appears at rank 102 of 527 covered Ontario places, with a density of 36.5 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Readers comparing Greater Napanee with another community can use the same four census fields.

Nothing on the Greater Napanee page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 16,879 residents in the 2021 Census, Greater Napanee is listed alongside the other covered places in Ontario.

The density figure for Greater Napanee, 36.5 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Greater Napanee is 462.3 square kilometres, and the population is 16,879 residents in the 2021 Census.

Where a figure for Greater Napanee could not be verified, the page names the publisher instead of printing a number.

For Greater Napanee, the two census fields above are the only local statistics used anywhere on the page.

Greater Napanee is one of 527 covered Ontario places, counted at 16,879 residents with a land area of 462.3 square kilometres.

Greater Napanee ranks 102 by 2021 Census population among the covered places in Ontario.

Greater Napanee appears in the census record with 16,879 residents, and the density of 36.5 people per square kilometre follows from it.

Greater Napanee sits at rank 102 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.