Borrowing in Ginoogaming First Nation, Ontario

Ginoogaming First Nation, Ontario, recorded a population of 200 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

A payday advance in Ontario falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The census figures for Ginoogaming First Nation

Ginoogaming First Nation recorded a population of 200 in Statistics Canada's 2021 Census of Population. The community covers 68.7 square kilometres of land.

Dividing population by land area gives 2.9 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 494 in the province.

The place record for Ginoogaming First Nation covers 68.7 square kilometres and 200 residents, a density of 2.9 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

Ginoogaming First Nation is one of 527 covered Ontario places, counted at 200 residents with a land area of 68.7 square kilometres.

Ginoogaming First Nation sits at rank 494 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

At 200 residents in the 2021 Census, Ginoogaming First Nation is listed alongside the other covered places in Ontario.

The Ginoogaming First Nation page follows the same structure as every other place page, with population, land area, density and rank.

For Ginoogaming First Nation, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Ginoogaming First Nation page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Ginoogaming First Nation, 2.9 people per square kilometre, is calculated from the population and land area above.

Ginoogaming First Nation appears in the census record with 200 residents, and the density of 2.9 people per square kilometre follows from it.

Readers comparing Ginoogaming First Nation with another community can use the same four census fields.

Where a figure for Ginoogaming First Nation could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Ginoogaming First Nation is 68.7 square kilometres, and the population is 200 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.