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Borrowing in Enniskillen, Ontario

How borrowing works in Enniskillen, Ontario, where the 2021 Census counted 2,825 residents.

Province Ontario (ON)
Population, 2021 Census 2,825
Land area 338.1 km²
Provincial regulator See the FCAC list

A loan taken out in Enniskillen is governed by Ontario's licensing rules, and the 2021 Census counted 2,825 people in the community.

The Ontario rules that apply

The regulator for consumer credit in Ontario is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Ontario, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The census figures for Enniskillen

Population for Enniskillen stands at 2,825 in the 2021 Census. Its land area is 338.1 square kilometres.

That gives a density of 8.4 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 283 within this data set.

Enniskillen sits at rank 283 among the 527 Ontario places here, with 2,825 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

At 2,825 residents in the 2021 Census, Enniskillen is listed alongside the other covered places in Ontario.

For Enniskillen, the two census fields above are the only local statistics used anywhere on the page.

Enniskillen appears in the census record with 2,825 residents, and the density of 8.4 people per square kilometre follows from it.

Enniskillen is one of 527 covered Ontario places, counted at 2,825 residents with a land area of 338.1 square kilometres.

Where a figure for Enniskillen could not be verified, the page names the publisher instead of printing a number.

Enniskillen ranks 283 by 2021 Census population among the covered places in Ontario.

Nothing on the Enniskillen page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Enniskillen, 8.4 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Enniskillen is 338.1 square kilometres, and the population is 2,825 residents in the 2021 Census.

The Enniskillen page follows the same structure as every other place page, with population, land area, density and rank.

Enniskillen sits at rank 283 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Enniskillen

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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