Borrowing in Ear Falls, Ontario

This page covers borrowing in Ear Falls, Ontario: the census facts, the provincial rules, and the products people compare.

The census figures for Ear Falls

Statistics Canada's 2021 Census gives Ear Falls a population of 924. 336.7 square kilometres of land are attributed to Ear Falls.

Population divided by land area produces a density of 2.7 people per square kilometre.

The 2021 Census population places it at rank 372 in the province.

Within Ontario, Ear Falls is place number 372 by population in this census set, at 924 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Ontario rules that apply

The body that licenses consumer lending in Ontario is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The land area recorded for Ear Falls is 336.7 square kilometres, and the population is 924 residents in the 2021 Census.

Ear Falls ranks 372 by 2021 Census population among the covered places in Ontario.

Readers comparing Ear Falls with another community can use the same four census fields.

At 924 residents in the 2021 Census, Ear Falls is listed alongside the other covered places in Ontario.

Ear Falls appears in the census record with 924 residents, and the density of 2.7 people per square kilometre follows from it.

The density figure for Ear Falls, 2.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Ear Falls could not be verified, the page names the publisher instead of printing a number.

The Ear Falls page follows the same structure as every other place page, with population, land area, density and rank.

Ear Falls is one of 527 covered Ontario places, counted at 924 residents with a land area of 336.7 square kilometres.

Ear Falls sits at rank 372 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

For Ear Falls, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Ear Falls page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.