Borrowing in Chatham-Kent, Ontario

A loan taken out in Chatham-Kent is governed by Ontario's licensing rules, and the 2021 Census counted 103,988 people in the community.

The census figures for Chatham-Kent

Statistics Canada's 2021 Census gives Chatham-Kent a population of 103,988. The community covers 2451.9 square kilometres of land.

Dividing population by land area gives 42.4 residents per square kilometre, rounded to one decimal place.

Among covered Ontario places, Chatham-Kent sits at rank 27 by population.

Chatham-Kent sits at rank 27 among the 527 Ontario places here, with 103,988 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This community is in the upper-middle band, and the provincial rules apply as they do across the province.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Where a figure for Chatham-Kent could not be verified, the page names the publisher instead of printing a number.

Chatham-Kent ranks 27 by 2021 Census population among the covered places in Ontario.

The land area recorded for Chatham-Kent is 2451.9 square kilometres, and the population is 103,988 residents in the 2021 Census.

The density figure for Chatham-Kent, 42.4 people per square kilometre, is calculated from the population and land area above.

Chatham-Kent appears in the census record with 103,988 residents, and the density of 42.4 people per square kilometre follows from it.

Chatham-Kent is one of 527 covered Ontario places, counted at 103,988 residents with a land area of 2451.9 square kilometres.

Nothing on the Chatham-Kent page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Chatham-Kent, the two census fields above are the only local statistics used anywhere on the page.

The Chatham-Kent page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Chatham-Kent with another community can use the same four census fields.

Chatham-Kent sits at rank 27 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.