Borrowing in Charlton and Dack, Ontario

Charlton and Dack is one of the Ontario communities covered here, with a 2021 Census population of 686, and borrowing there is licensed under Ontario's consumer credit rules.

The Ontario rules that apply

Consumer credit in Ontario is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Ontario among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Charlton and Dack

Statistics Canada's 2021 Census gives Charlton and Dack a population of 686. The community covers 92.7 square kilometres of land.

That gives a density of 7.4 people per square kilometre, rounded to one decimal place.

The community is the 397th largest place in the province within this census set.

Charlton and Dack is one of 527 places listed for Ontario, ranked 397 by population and measured at 92.7 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Charlton and Dack ranks 397 by 2021 Census population among the covered places in Ontario.

For Charlton and Dack, the two census fields above are the only local statistics used anywhere on the page.

The Charlton and Dack page follows the same structure as every other place page, with population, land area, density and rank.

Charlton and Dack sits at rank 397 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

At 686 residents in the 2021 Census, Charlton and Dack is listed alongside the other covered places in Ontario.

Charlton and Dack appears in the census record with 686 residents, and the density of 7.4 people per square kilometre follows from it.

Nothing on the Charlton and Dack page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Charlton and Dack is 92.7 square kilometres, and the population is 686 residents in the 2021 Census.

Readers comparing Charlton and Dack with another community can use the same four census fields.

Charlton and Dack is one of 527 covered Ontario places, counted at 686 residents with a land area of 92.7 square kilometres.

Where a figure for Charlton and Dack could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.