Borrowing in Centre Wellington, Ontario

This page covers borrowing in Centre Wellington, Ontario: the census facts, the provincial rules, and the products people compare.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a mid-sized community in the middle band, which the site treats with the same provincial rulebook.

The census figures for Centre Wellington

Centre Wellington recorded a population of 31,093 in Statistics Canada's 2021 Census of Population. Its land area is 409.4 square kilometres.

The calculated density is 75.9 people per square kilometre.

Among covered Ontario places, Centre Wellington sits at rank 61 by population.

Centre Wellington sits at rank 61 among the 527 Ontario places here, with 31,093 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A credit file is compiled by private agencies from information lenders and other creditors report.

Centre Wellington appears in the census record with 31,093 residents, and the density of 75.9 people per square kilometre follows from it.

Centre Wellington is one of 527 covered Ontario places, counted at 31,093 residents with a land area of 409.4 square kilometres.

Nothing on the Centre Wellington page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 31,093 residents in the 2021 Census, Centre Wellington is listed alongside the other covered places in Ontario.

The land area recorded for Centre Wellington is 409.4 square kilometres, and the population is 31,093 residents in the 2021 Census.

The Centre Wellington page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Centre Wellington, 75.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Centre Wellington could not be verified, the page names the publisher instead of printing a number.

Centre Wellington ranks 61 by 2021 Census population among the covered places in Ontario.

For Centre Wellington, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Centre Wellington with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.