Borrowing in Brockville, Ontario

Brockville is one of the Ontario communities covered here, with a 2021 Census population of 22,116, and borrowing there is licensed under Ontario's consumer credit rules.

The census figures for Brockville

Brockville recorded a population of 22,116 in Statistics Canada's 2021 Census of Population. The census records a land area of 20.9 square kilometres for Brockville.

On those two figures, density is 1057.7 residents per square kilometre when rounded to one decimal place.

Brockville ranks 79 by population among the Ontario places on this site.

The place record for Brockville covers 20.9 square kilometres and 22,116 residents, a density of 1057.7 people per square kilometre.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Brockville appears in the census record with 22,116 residents, and the density of 1057.7 people per square kilometre follows from it.

Readers comparing Brockville with another community can use the same four census fields.

At 22,116 residents in the 2021 Census, Brockville is listed alongside the other covered places in Ontario.

Brockville ranks 79 by 2021 Census population among the covered places in Ontario.

Brockville sits at rank 79 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Brockville could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Brockville is 20.9 square kilometres, and the population is 22,116 residents in the 2021 Census.

Brockville is one of 527 covered Ontario places, counted at 22,116 residents with a land area of 20.9 square kilometres.

The density figure for Brockville, 1057.7 people per square kilometre, is calculated from the population and land area above.

Nothing on the Brockville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Brockville, the two census fields above are the only local statistics used anywhere on the page.

The Brockville page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.