Borrowing in Brock, Ontario

This page covers borrowing in Brock, Ontario: the census facts, the provincial rules, and the products people compare.

The census figures for Brock

Statistics Canada's 2021 Census gives Brock a population of 12,567. The census records a land area of 422.6 square kilometres for Brock.

Dividing population by land area gives 29.7 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 125 in the province.

Within Ontario, Brock is place number 125 by population in this census set, at 12,567 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The Ontario rules that apply

Licensing for consumer credit in Ontario sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Ontario; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Nothing on the Brock page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Brock appears in the census record with 12,567 residents, and the density of 29.7 people per square kilometre follows from it.

At 12,567 residents in the 2021 Census, Brock is listed alongside the other covered places in Ontario.

Brock ranks 125 by 2021 Census population among the covered places in Ontario.

Where a figure for Brock could not be verified, the page names the publisher instead of printing a number.

Brock is one of 527 covered Ontario places, counted at 12,567 residents with a land area of 422.6 square kilometres.

The Brock page follows the same structure as every other place page, with population, land area, density and rank.

For Brock, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Brock is 422.6 square kilometres, and the population is 12,567 residents in the 2021 Census.

The density figure for Brock, 29.7 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.