Borrowing in Brantford, Ontario

A loan taken out in Brantford is governed by Ontario's licensing rules, and the 2021 Census counted 104,688 people in the community.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Joint applications combine two incomes and two sets of obligations in the same assessment. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This place falls in the upper-middle band, where the product set and the provincial rules are unchanged from smaller centres.

The census figures for Brantford

In the 2021 Census, Brantford had 104,688 residents. Its land area is 98.7 square kilometres.

The calculated density is 1061.2 people per square kilometre.

Among covered Ontario places, Brantford sits at rank 26 by population.

Compared with the other 527 covered Ontario places, Brantford ranks 26 by population.

At 104,688 residents in the 2021 Census, Brantford is listed alongside the other covered places in Ontario.

Brantford is one of 527 covered Ontario places, counted at 104,688 residents with a land area of 98.7 square kilometres.

Nothing on the Brantford page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Brantford, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Brantford with another community can use the same four census fields.

The density figure for Brantford, 1061.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Brantford is 98.7 square kilometres, and the population is 104,688 residents in the 2021 Census.

Brantford sits at rank 26 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Brantford could not be verified, the page names the publisher instead of printing a number.

Brantford appears in the census record with 104,688 residents, and the density of 1061.2 people per square kilometre follows from it.

Brantford ranks 26 by 2021 Census population among the covered places in Ontario.

The Brantford page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.