Borrowing in Athens, Ontario

Athens is one of the Ontario places covered here, with 3,042 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Ontario rules that apply

Provincial or territorial law decides who may lend in Ontario, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Ontario among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Athens

3,042 people were counted in Athens in the 2021 Census. The census records a land area of 129.5 square kilometres for Athens.

Population divided by land area produces a density of 23.5 people per square kilometre.

Athens ranks 275 by population among the Ontario places on this site.

Compared with the other 527 covered Ontario places, Athens ranks 275 by population.

Nothing on the Athens page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Athens ranks 275 by 2021 Census population among the covered places in Ontario.

For Athens, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Athens is 129.5 square kilometres, and the population is 3,042 residents in the 2021 Census.

Athens appears in the census record with 3,042 residents, and the density of 23.5 people per square kilometre follows from it.

Athens is one of 527 covered Ontario places, counted at 3,042 residents with a land area of 129.5 square kilometres.

Readers comparing Athens with another community can use the same four census fields.

The density figure for Athens, 23.5 people per square kilometre, is calculated from the population and land area above.

The Athens page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Athens could not be verified, the page names the publisher instead of printing a number.

At 3,042 residents in the 2021 Census, Athens is listed alongside the other covered places in Ontario.

Athens sits at rank 275 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.