Borrowing in Adelaide-Metcalfe, Ontario

This page covers borrowing in Adelaide-Metcalfe, Ontario: the census facts, the provincial rules, and the products people compare.

The census figures for Adelaide-Metcalfe

Adelaide-Metcalfe recorded a population of 3,011 in Statistics Canada's 2021 Census of Population. The census records a land area of 331.1 square kilometres for Adelaide-Metcalfe.

The calculated density is 9.1 people per square kilometre.

Its provincial population rank is 276 within this data set.

Adelaide-Metcalfe sits at rank 276 among the 527 Ontario places here, with 3,011 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Ontario rules that apply

Consumer lending in Ontario is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count Ontario among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The Adelaide-Metcalfe page follows the same structure as every other place page, with population, land area, density and rank.

Adelaide-Metcalfe ranks 276 by 2021 Census population among the covered places in Ontario.

For Adelaide-Metcalfe, the two census fields above are the only local statistics used anywhere on the page.

Adelaide-Metcalfe is one of 527 covered Ontario places, counted at 3,011 residents with a land area of 331.1 square kilometres.

At 3,011 residents in the 2021 Census, Adelaide-Metcalfe is listed alongside the other covered places in Ontario.

Readers comparing Adelaide-Metcalfe with another community can use the same four census fields.

Adelaide-Metcalfe sits at rank 276 within Ontario in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Adelaide-Metcalfe, 9.1 people per square kilometre, is calculated from the population and land area above.

Nothing on the Adelaide-Metcalfe page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Adelaide-Metcalfe is 331.1 square kilometres, and the population is 3,011 residents in the 2021 Census.

Where a figure for Adelaide-Metcalfe could not be verified, the page names the publisher instead of printing a number.

Adelaide-Metcalfe appears in the census record with 3,011 residents, and the density of 9.1 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Ontario; a municipal boundary does not change them.