Borrowing in Yarmouth 33, Nova Scotia

This page covers borrowing in Yarmouth 33, Nova Scotia: the census facts, the provincial rules, and the products people compare.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The Nova Scotia rules that apply

Provincial or territorial law decides who may lend in Nova Scotia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Nova Scotia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Yarmouth 33

Yarmouth 33 recorded a population of 181 in Statistics Canada's 2021 Census of Population. Land area for Yarmouth 33 is 0.3 square kilometres in the same census.

On those two figures, density is 583.9 residents per square kilometre when rounded to one decimal place.

Yarmouth 33 ranks 80 by population among the Nova Scotia places on this site.

Within Nova Scotia, Yarmouth 33 is place number 80 by population in this census set, at 181 residents.

For Yarmouth 33, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Yarmouth 33 with another community can use the same four census fields.

The Yarmouth 33 page follows the same structure as every other place page, with population, land area, density and rank.

Yarmouth 33 ranks 80 by 2021 Census population among the covered places in Nova Scotia.

Yarmouth 33 is one of 82 covered Nova Scotia places, counted at 181 residents with a land area of 0.3 square kilometres.

The land area recorded for Yarmouth 33 is 0.3 square kilometres, and the population is 181 residents in the 2021 Census.

Where a figure for Yarmouth 33 could not be verified, the page names the publisher instead of printing a number.

At 181 residents in the 2021 Census, Yarmouth 33 is listed alongside the other covered places in Nova Scotia.

The density figure for Yarmouth 33, 583.9 people per square kilometre, is calculated from the population and land area above.

Nothing on the Yarmouth 33 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Yarmouth 33 sits at rank 80 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Yarmouth 33 appears in the census record with 181 residents, and the density of 583.9 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Nova Scotia; a municipal boundary does not change them.