Borrowing in Westville, Nova Scotia

Westville is one of the Nova Scotia communities covered here, with a 2021 Census population of 3,540, and borrowing there is licensed under Nova Scotia's consumer credit rules.

The Nova Scotia rules that apply

Provincial or territorial law decides who may lend in Nova Scotia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Nova Scotia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The census figures for Westville

The 2021 Census counted 3,540 residents in Westville. The census records a land area of 14.2 square kilometres for Westville.

Dividing population by land area gives 248.6 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 46 within this data set.

Within Nova Scotia, Westville is place number 46 by population in this census set, at 3,540 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

Westville ranks 46 by 2021 Census population among the covered places in Nova Scotia.

At 3,540 residents in the 2021 Census, Westville is listed alongside the other covered places in Nova Scotia.

For Westville, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Westville, 248.6 people per square kilometre, is calculated from the population and land area above.

The Westville page follows the same structure as every other place page, with population, land area, density and rank.

Westville sits at rank 46 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Westville with another community can use the same four census fields.

Where a figure for Westville could not be verified, the page names the publisher instead of printing a number.

Westville appears in the census record with 3,540 residents, and the density of 248.6 people per square kilometre follows from it.

The land area recorded for Westville is 14.2 square kilometres, and the population is 3,540 residents in the 2021 Census.

Westville is one of 82 covered Nova Scotia places, counted at 3,540 residents with a land area of 14.2 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.