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Borrowing in Membertou 28B, Nova Scotia

Membertou 28B is one of the Nova Scotia communities covered here, with 1,103 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Nova Scotia (NS)
Population, 2021 Census 1,103
Land area 1.5 km²
Provincial regulator See the FCAC list

Membertou 28B is one of the Nova Scotia communities covered here, with a 2021 Census population of 1,103, and borrowing there is licensed under Nova Scotia's consumer credit rules.

The Nova Scotia rules that apply

Consumer lending in Nova Scotia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Nova Scotia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Membertou 28B

Population for Membertou 28B stands at 1,103 in the 2021 Census. 1.5 square kilometres of land are attributed to Membertou 28B.

Dividing population by land area gives 745.3 residents per square kilometre, rounded to one decimal place.

Among covered Nova Scotia places, Membertou 28B sits at rank 66 by population.

Membertou 28B sits at rank 66 among the 82 Nova Scotia places here, with 1,103 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A credit file is compiled by private agencies from information lenders and other creditors report.

The Membertou 28B page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Membertou 28B could not be verified, the page names the publisher instead of printing a number.

Membertou 28B is one of 82 covered Nova Scotia places, counted at 1,103 residents with a land area of 1.5 square kilometres.

Membertou 28B sits at rank 66 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Membertou 28B ranks 66 by 2021 Census population among the covered places in Nova Scotia.

The land area recorded for Membertou 28B is 1.5 square kilometres, and the population is 1,103 residents in the 2021 Census.

At 1,103 residents in the 2021 Census, Membertou 28B is listed alongside the other covered places in Nova Scotia.

Membertou 28B appears in the census record with 1,103 residents, and the density of 745.3 people per square kilometre follows from it.

The density figure for Membertou 28B, 745.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Membertou 28B with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Membertou 28B

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Halifax 439,819 Cape Breton 93,694 Lunenburg 25,545 East Hants 22,892 Kings, Subd. A 22,355 Colchester, Subd. B 19,806

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