Borrowing in Cole Harbour 30, Nova Scotia

Cole Harbour 30 is one of the Nova Scotia places covered here, with 208 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

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The census figures for Cole Harbour 30

Statistics Canada's 2021 Census gives Cole Harbour 30 a population of 208. The community covers 0.2 square kilometres of land.

On those two figures, density is 1094.7 residents per square kilometre when rounded to one decimal place.

Among covered Nova Scotia places, Cole Harbour 30 sits at rank 79 by population.

Cole Harbour 30 therefore appears at rank 79 of 82 covered Nova Scotia places, with a density of 1094.7 people per square kilometre.

The Nova Scotia rules that apply

Licensing for consumer credit in Nova Scotia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Nova Scotia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Where a figure for Cole Harbour 30 could not be verified, the page names the publisher instead of printing a number.

The density figure for Cole Harbour 30, 1094.7 people per square kilometre, is calculated from the population and land area above.

For Cole Harbour 30, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Cole Harbour 30 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cole Harbour 30 appears in the census record with 208 residents, and the density of 1094.7 people per square kilometre follows from it.

At 208 residents in the 2021 Census, Cole Harbour 30 is listed alongside the other covered places in Nova Scotia.

Cole Harbour 30 ranks 79 by 2021 Census population among the covered places in Nova Scotia.

The Cole Harbour 30 page follows the same structure as every other place page, with population, land area, density and rank.

Cole Harbour 30 sits at rank 79 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.