Borrowing in Chester, Nova Scotia

With 10,693 residents counted in the 2021 Census, Chester sits inside Nova Scotia's provincial lending framework.

The Nova Scotia rules that apply

The regulator for consumer credit in Nova Scotia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in Nova Scotia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Chester

10,693 people were counted in Chester in the 2021 Census. Land area for Chester is 1120.6 square kilometres in the same census.

Dividing population by land area gives 9.5 residents per square kilometre, rounded to one decimal place.

Chester ranks 11 by population among the Nova Scotia places on this site.

The place record for Chester covers 1120.6 square kilometres and 10,693 residents, a density of 9.5 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Joint applications combine two incomes and two sets of obligations in the same assessment. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The density figure for Chester, 9.5 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Chester is 1120.6 square kilometres, and the population is 10,693 residents in the 2021 Census.

Readers comparing Chester with another community can use the same four census fields.

The Chester page follows the same structure as every other place page, with population, land area, density and rank.

Chester sits at rank 11 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

At 10,693 residents in the 2021 Census, Chester is listed alongside the other covered places in Nova Scotia.

Chester is one of 82 covered Nova Scotia places, counted at 10,693 residents with a land area of 1120.6 square kilometres.

Where a figure for Chester could not be verified, the page names the publisher instead of printing a number.

Nothing on the Chester page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chester ranks 11 by 2021 Census population among the covered places in Nova Scotia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.