Borrowing in Antigonish, Nova Scotia

A loan taken out in Antigonish is governed by Nova Scotia's licensing rules, and the 2021 Census counted 4,656 people in the community.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A mortgage is registered against the property, which is what gives the lender its claim. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The census figures for Antigonish

Statistics Canada's 2021 Census gives Antigonish a population of 4,656. The community covers 5.0 square kilometres of land.

On those two figures, density is 934.9 residents per square kilometre when rounded to one decimal place.

The community is the 37th largest place in the province within this census set.

Within Nova Scotia, Antigonish is place number 37 by population in this census set, at 4,656 residents.

The Nova Scotia rules that apply

Consumer credit in Nova Scotia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Nova Scotia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

Antigonish appears in the census record with 4,656 residents, and the density of 934.9 people per square kilometre follows from it.

Antigonish ranks 37 by 2021 Census population among the covered places in Nova Scotia.

The Antigonish page follows the same structure as every other place page, with population, land area, density and rank.

At 4,656 residents in the 2021 Census, Antigonish is listed alongside the other covered places in Nova Scotia.

Antigonish is one of 82 covered Nova Scotia places, counted at 4,656 residents with a land area of 5.0 square kilometres.

For Antigonish, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Antigonish is 5.0 square kilometres, and the population is 4,656 residents in the 2021 Census.

Antigonish sits at rank 37 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Antigonish with another community can use the same four census fields.

Nothing on the Antigonish page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Antigonish, 934.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Antigonish could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.