Borrowing in Traytown, Newfoundland and Labrador

With 279 residents counted in the 2021 Census, Traytown sits inside Newfoundland and Labrador's provincial lending framework.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Traytown

Population for Traytown stands at 279 in the 2021 Census. The community covers 13.3 square kilometres of land.

The calculated density is 21.0 people per square kilometre.

Among covered Newfoundland and Labrador places, Traytown sits at rank 230 by population.

Traytown sits at rank 230 among the 322 Newfoundland and Labrador places here, with 279 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Traytown appears in the census record with 279 residents, and the density of 21.0 people per square kilometre follows from it.

Traytown sits at rank 230 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Traytown is 13.3 square kilometres, and the population is 279 residents in the 2021 Census.

Nothing on the Traytown page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Traytown, 21.0 people per square kilometre, is calculated from the population and land area above.

At 279 residents in the 2021 Census, Traytown is listed alongside the other covered places in Newfoundland and Labrador.

Traytown ranks 230 by 2021 Census population among the covered places in Newfoundland and Labrador.

Traytown is one of 322 covered Newfoundland and Labrador places, counted at 279 residents with a land area of 13.3 square kilometres.

For Traytown, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Traytown with another community can use the same four census fields.

Where a figure for Traytown could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.