Compare loans

Borrowing in St. Lewis, Newfoundland and Labrador

St. Lewis, Newfoundland and Labrador: 181 residents in the 2021 Census, 10.0 square kilometres of land, and the provincial lending rules that apply across Newfoundland and Labrador.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 181
Land area 10.0 km²
Provincial regulator See the FCAC list

A loan taken out in St. Lewis is governed by Newfoundland and Labrador's licensing rules, and the 2021 Census counted 181 people in the community.

The Newfoundland and Labrador rules that apply

Provincial or territorial law decides who may lend in Newfoundland and Labrador, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Newfoundland and Labrador; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for St. Lewis

In the 2021 Census, St. Lewis had 181 residents. 10.0 square kilometres of land are attributed to St. Lewis.

That gives a density of 18.0 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 276 in the province.

The place record for St. Lewis covers 10.0 square kilometres and 181 residents, a density of 18.0 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

For St. Lewis, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the St. Lewis page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

St. Lewis appears in the census record with 181 residents, and the density of 18.0 people per square kilometre follows from it.

The St. Lewis page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for St. Lewis is 10.0 square kilometres, and the population is 181 residents in the 2021 Census.

The density figure for St. Lewis, 18.0 people per square kilometre, is calculated from the population and land area above.

At 181 residents in the 2021 Census, St. Lewis is listed alongside the other covered places in Newfoundland and Labrador.

Readers comparing St. Lewis with another community can use the same four census fields.

Where a figure for St. Lewis could not be verified, the page names the publisher instead of printing a number.

St. Lewis sits at rank 276 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

St. Lewis ranks 276 by 2021 Census population among the covered places in Newfoundland and Labrador.

St. Lewis is one of 322 covered Newfoundland and Labrador places, counted at 181 residents with a land area of 10.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in St. Lewis

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

St. John's 110,525 Conception Bay South 27,168 Paradise 22,957 Mount Pearl 22,477 Corner Brook 19,333 Grand Falls-Windsor 13,853

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.