Borrowing in St. Brendan's, Newfoundland and Labrador

With 125 residents counted in the 2021 Census, St. Brendan's sits inside Newfoundland and Labrador's provincial lending framework.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The Newfoundland and Labrador rules that apply

Licensing for consumer credit in Newfoundland and Labrador sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Newfoundland and Labrador falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for St. Brendan's

Population for St. Brendan's stands at 125 in the 2021 Census. Its land area is 9.8 square kilometres.

Dividing population by land area gives 12.8 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 304 within this data set.

Within Newfoundland and Labrador, St. Brendan's is place number 304 by population in this census set, at 125 residents.

St. Brendan's appears in the census record with 125 residents, and the density of 12.8 people per square kilometre follows from it.

Nothing on the St. Brendan's page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for St. Brendan's is 9.8 square kilometres, and the population is 125 residents in the 2021 Census.

Readers comparing St. Brendan's with another community can use the same four census fields.

For St. Brendan's, the two census fields above are the only local statistics used anywhere on the page.

St. Brendan's sits at rank 304 within Newfoundland and Labrador in this data set, and the provincial rules apply as they do elsewhere.

At 125 residents in the 2021 Census, St. Brendan's is listed alongside the other covered places in Newfoundland and Labrador.

The St. Brendan's page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for St. Brendan's could not be verified, the page names the publisher instead of printing a number.

St. Brendan's is one of 322 covered Newfoundland and Labrador places, counted at 125 residents with a land area of 9.8 square kilometres.

The density figure for St. Brendan's, 12.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.