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Borrowing in Port Rexton, Newfoundland and Labrador

Port Rexton, Newfoundland and Labrador: 361 residents in the 2021 Census, 11.6 square kilometres of land, and the provincial lending rules that apply across Newfoundland and Labrador.

Province Newfoundland and Labrador (NL)
Population, 2021 Census 361
Land area 11.6 km²
Provincial regulator See the FCAC list

This page covers borrowing in Port Rexton, Newfoundland and Labrador: the census facts, the provincial rules, and the products people compare.

The census figures for Port Rexton

361 people were counted in Port Rexton in the 2021 Census. Its land area is 11.6 square kilometres.

That gives a density of 31.0 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 197 in the province.

Port Rexton is one of 322 places listed for Newfoundland and Labrador, ranked 197 by population and measured at 11.6 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The Newfoundland and Labrador rules that apply

The regulator for consumer credit in Newfoundland and Labrador is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Newfoundland and Labrador, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The density figure for Port Rexton, 31.0 people per square kilometre, is calculated from the population and land area above.

The Port Rexton page follows the same structure as every other place page, with population, land area, density and rank.

Port Rexton is one of 322 covered Newfoundland and Labrador places, counted at 361 residents with a land area of 11.6 square kilometres.

Nothing on the Port Rexton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Port Rexton ranks 197 by 2021 Census population among the covered places in Newfoundland and Labrador.

Where a figure for Port Rexton could not be verified, the page names the publisher instead of printing a number.

At 361 residents in the 2021 Census, Port Rexton is listed alongside the other covered places in Newfoundland and Labrador.

Readers comparing Port Rexton with another community can use the same four census fields.

The land area recorded for Port Rexton is 11.6 square kilometres, and the population is 361 residents in the 2021 Census.

Port Rexton appears in the census record with 361 residents, and the density of 31.0 people per square kilometre follows from it.

For Port Rexton, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Newfoundland and Labrador; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Port Rexton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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